Any consumer protection lawsuit arising out of a foreclosure has the elements of “Foreclosure Defense and Covid 19 Foreclosure” as a pre-requisite. There are other elements. Are you an attractive plaintiff (someone who will evoke sympathy from the court or jury. Someone with whom the jury can identify)? Someone who has not paid their mortgage in ten years is not an attractive plaintiff. What are the damages? Are there damages significant? The bottom line is the actual bottom line – namely damages.